(Before I get to the explanation, I should explain that I have been Websensed at work. I can't visit any Blogger or Typepad blogs, including my own, and even some independently hosted sites are blocked as "personal sites." And I've been so busy that coming home after work and blogging has just not been my priority. I had to get caught up on The Wire before Sunday's finale, after all. Hee. At any rate, I can read RSS feeds, but by and large I cannot comment on their related entries. So I'm not ignoring anyone.)
It's fairly easy to get a double digit kick to one's net worth if one can throw five grand at one's debt. I still managed to make improvements outside of that, however.
KBB dropped the value of my car again. And it was also time for my "forced adjustment" to my computer's valuation. Still, my personal property becomes an ever smaller piece of my net worth picture.
Cash and Cash Equivalent
After having three pay periods in January, I expected my checking balance to be smaller. I shifted a lot of money from my overdraft account to my efund, as well as making regular contributions. And I sent a small piece of my tax refund to my condo fund.
I guess I contributed more than I lost in my retirement plan. So yay. The mutual fund could (and did, under prior management) perform much worse.
As I said, $5K at my credit union loan made for a big hit, but my regular payments took a bite as well.
Thanks to my new "pay every two weeks" plan, I'm keeping my balances fairly low while still charging enough to earn some nice rewards. All of the charges here were accrued AFTER the statement date closed; I already paid off my balances-due-in-March in full.
The Month Ahead
Lots of family birthdays this month, but for most of them, a card will suffice. I've already bought a small gift for one of the others.
And since I'm going to be crazy busy at work, I'll have fewer opportunities to go out and spend. So things should be fairly smooth. We'll see.
Labels: financial goals